Life Calculator

for Mr./Ms.

Ojas Pawar

20/11/2024

Γεώργιος Λουκουμάκης

Individual Risk Management

Architect

Ojas Pawar

Date of Birth: 27/03/1985

Family protection planning

With the use of Individual Risk

Management software of the

internationally renowned educational

and research organization IFAAcademy,

we completed, the Individual Study

of life insurance planning, a

completely personalized scientific

study with significant distinctions.

Our ability to generate income is

our greatest and the most important

asset and we must protect it from any risk.

The planning should be reviewed at least

once a year and reassessed each time

your financial or family situation or

social security benefits change, always

with a view to safeguarding your

largest asset, your future goals and

your standard of living.

Occupation:

Type of business: None

Occupation:

Marital Status :

Married

Spouse's name : notNO Pawar

Occupation: developer

Date of Birth:

Appointment Date:

20/11/2024

Life Calculator

Capital assessment according

to the ideal subsistence:

30,688.00€

Taken into consideration the amount of the loans plus the cost of ideal survival,

after deducting additional revenue from other sources

Capital assessment according

to the minimum income needed

30,688.00€

Taken into consideration the amount of the loans plus the minimum survival cost,

after deducting additional revenue from other sources

Capital estimation

Permanent Work Disability

3,279,636.63€

Taken into consideration the amount of the loans plus the minimum survival cost,

after deducting additional revenue from other sources as well as the cost of home

adjustments and equipment purchase 9,999.99€ and monthly cost for care,

rehabilitation and basic needs 3,359,996.64€ for 28 years

Life Calculator

Capital needed to cover loans and debts

Cost of loans repayment 30,600.00€

Accounted for the total outstanding amount of housing/consumer loans and debts taking in

mind any insured capitals

Inheritance tax 88.00€

Insured for: Life PTD

Consumer Loans: 30,000.00€

Mortgages: 600.00€

Minimum and Ideal family income

Minimum monthly survival income: 0.00€

Minimum total survival capital for 0 years: 0.00€

Ideal monthly survival income: 0.00€

Minimum survival income for 0 years: 0.00€

Minimum monthly survival income: 0.00€

Minimum disability income for 28 years: 0.00€

Life Calculator

Education/Studies

Number of children to study: 4

Total cost of postgraduate studies for 4 Children: 4.00€

Total cost of postgraduate studies of 4.00€ and total cost of graduate studies of

0.00€

Total cost for Education: 4.00€

Additional Income

Social Fund benefits - Pensions

Total widow pension: 0.00€

Monthly widow pension of 360.00€ for 0 years

Total disability pension: 120,960.00€

Monthly disability pension of : 360.00€ for 28 years

Life Calculator

Additional Income

Capital from private savings: 0.00€

Capital from other life insurance: 0.00€

Capital from other PTD insurance: 0.00€

Monthly income from relatives of: 0.00€

Capital has been calculated from relatives income: 0.00€ for 0 years

Monthly Stated Income : 30,000.00€

Disclaimer:

Software

All of our software is covered by this disclaimer:

While IFAAcademy makes every effort to deliver high quality products, we do not guarantee that our

products are free from defects. Our software is provided “as is," and you use the software at your own

risk.

We make no warranties as to performance, merchantability, fitness for a particular purpose, or any

other warranties whether expressed or implied. No oral or written communication from or information

provided by IFAAcademy shall create a warranty. Under no circumstances shall IFAAcademy be liable

for direct, indirect, special, incidental, or consequential damages resulting from the use, misuse, or

inability to use this software, even if IFAAcademy has been advised of the possibility of such damages.

We assume no responsibility for errors or omissions in the software.

We work hard to ensure that the results presented by our calculators are correct, and accurately

reflect real world calculations based on the user supplied data. However, we do not guarantee that

this will be the case in all situations. All of https://irma.ifaacademy.global 's content is provided “as is”,

without warranty of any kind.

Calculators and risk and financial reports

This calculation is based on the accuracy and completeness of the data you have entered, is for

general information purposes only, and is not intended to provide specific financial or other advice,

and should not be relied upon in that regard. This simulation and the resulting calculations of this

Calculator is intended for use by you as a guide only, does not constitute an offer of insurance or

finance, and has no legal effect on any contracts entered into by you "the client".

IFAAcademy accepts no responsibility for any losses arising from any use of or reliance upon any

calculations or conclusions reached using the calculator.

The presented results should not be taken as professional advice, or relied upon as the sole basis for

making important decisions.

We strongly recommend that you seek the advice of a financial services professional before making

any type of investment or final decision, to ensure any strategy meets your overall financial and

insurance needs and that your personal circumstances have been taken into account. We also

encourage you to review your financial strategy periodically as your financial circumstances change.

This model is provided as a rough approximation of future financial performance. The results

presented by this calculator are hypothetical and may not reflect the actual growth of your own

investments. IFAAcademy and its affiliates are not responsible for the consequences of any decisions

or actions taken in reliance upon or as a result of the information provided by these tools. IFAAcademy

is not responsible for any human or mechanical errors or omissions.

Wednesday 20/11/2024

The Counselor The Citizen

Γεώργιος Λουκουμάκης Ojas Pawar